:root{--navy:#0B1F45;--navy2:#13306A;--blue:#1E6FD9;--blue-l:#E8F1FD;--orange:#FF6B00;--orange-d:#E05A00;--text:#0E1A2E;--muted:#55657A;--bg:#F5F7FA;--line:#DCE3EC;--r:12px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);line-height:1.6;background:#fff}
img{max-width:100%;height:auto;display:block}a{color:var(--blue)}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
/* alert bar */
.alert{background:var(--orange);color:#fff;font-weight:700;text-align:center;padding:8px 14px;font-size:.95rem}
.alert a{color:#fff}
/* header */
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:10px;padding-bottom:10px}
.logo img{width:300px}
nav.main{display:flex;gap:22px;align-items:center}
nav.main a{color:var(--navy);text-decoration:none;font-weight:600;font-size:.95rem}
nav.main a:hover{color:var(--blue)}
.btn{text-align:center;display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 24px;border-radius:10px;font-weight:800;text-decoration:none;border:0;cursor:pointer;font-size:1rem;transition:.15s}
.btn-call{background:var(--orange);color:#fff;box-shadow:0 6px 18px rgba(255,107,0,.35)}
.btn-call:hover{background:var(--orange-d)}
.btn-ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.7)}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-lg{font-size:1.3rem;padding:18px 32px}
/* hero */
.hero{position:relative;color:#fff;background:var(--navy) url(images/hurricane-isaias-satellite-gulf-pensacola.webp) center/cover no-repeat}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(11,31,69,.95) 0%,rgba(11,31,69,.82) 55%,rgba(11,31,69,.55) 100%)}
.hero .wrap{position:relative;padding:80px 20px 70px}
.eyebrow{display:inline-block;background:rgba(255,107,0,.18);border:1px solid var(--orange);color:#FFB27A;font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:.8rem;padding:6px 12px;border-radius:99px}
.hero h1{font-size:clamp(2.1rem,5vw,3.6rem);line-height:1.08;margin:18px 0 14px;max-width:800px;font-weight:900}
.hero h1 span{color:var(--orange)}
.hero p.lead{font-size:1.2rem;max-width:660px;color:#DDE6F3;margin:0 0 26px}
.hero .ctas{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.badges{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:30px;font-weight:700;font-size:.95rem;color:#E9F0FA}
.badges span:before{content:"✓ ";color:var(--orange)}
.sat-credit{position:relative;font-size:.72rem;color:#A9B8CF;padding:0 20px 10px;max-width:1160px;margin:0 auto}
/* sections */
section{padding:72px 0}
section.alt{background:var(--bg)}
h2{font-size:clamp(1.7rem,3.2vw,2.4rem);line-height:1.15;color:var(--navy);margin:0 0 12px;font-weight:900}
.sub{color:var(--muted);max-width:720px;margin:0 0 36px;font-size:1.08rem}
.notice{background:var(--navy);color:#fff;padding:36px 0}
.notice .wrap{display:grid;grid-template-columns:auto 1fr auto;gap:24px;align-items:center}
.notice .ico{font-size:2.6rem}
.notice h2{color:#fff;font-size:1.5rem;margin:0 0 6px}
.notice p{margin:0;color:#D4DEEC}
.grid{display:grid;gap:22px}
.g4{grid-template-columns:repeat(4,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;box-shadow:0 4px 16px rgba(11,31,69,.05)}
.card h3{margin:10px 0 8px;color:var(--navy);font-size:1.18rem}
.card p{margin:0;color:var(--muted)}
.card .ic{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;font-size:1.5rem;background:var(--blue-l)}
.split{display:grid;grid-template-columns:1.1fr 1fr;gap:44px;align-items:center}
.split figure{margin:0}
.split img,.photo img{border-radius:var(--r);box-shadow:0 14px 34px rgba(11,31,69,.18)}
figcaption,.credit{font-size:.75rem;color:var(--muted);margin-top:8px}
ul.checks{list-style:none;padding:0;margin:18px 0}
ul.checks li{padding:7px 0 7px 32px;position:relative}
ul.checks li:before{content:"✓";position:absolute;left:0;top:6px;width:22px;height:22px;border-radius:50%;background:var(--orange);color:#fff;font-size:.8rem;display:grid;place-items:center;font-weight:900}
.why .card{border-top:4px solid var(--orange)}
.big{font-size:2.2rem;font-weight:900;color:var(--orange);line-height:1}
/* steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px 18px;position:relative}
.step:before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;font-weight:900;margin-bottom:10px}
.step h3{font-size:1.05rem;color:var(--navy);margin:0 0 6px}.step p{margin:0;color:var(--muted);font-size:.95rem}
/* area */
.area-cols{display:grid;grid-template-columns:2fr 1fr;gap:30px}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chips span{background:#fff;border:1px solid var(--line);border-radius:99px;padding:8px 16px;font-weight:600;color:var(--navy)}
.chips.county span{background:var(--navy);color:#fff;border-color:var(--navy)}
/* safety */
.safety .card{border-left:4px solid var(--blue)}
/* faq */
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:12px;padding:0 20px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:18px 0;list-style:none;position:relative;padding-right:30px}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:0;top:14px;font-size:1.5rem;color:var(--orange)}
.faq details[open] summary:after{content:"–"}
.faq details p{margin:0 0 18px;color:var(--muted)}
/* contact */
.contact{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff}
.contact h2{color:#fff}.contact .sub{color:#C9D6EA}
.contact .split{align-items:start}
.callbox{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);border-radius:var(--r);padding:28px}
.callbox .num{font-size:2.2rem;font-weight:900;color:#fff;text-decoration:none;display:block;margin:6px 0 14px}
form.lead{background:#fff;color:var(--text);border-radius:var(--r);padding:28px;display:grid;grid-template-columns:1fr 1fr;gap:16px}
form.lead .full{grid-column:1/-1}
form.lead label{display:block;font-weight:700;font-size:.9rem;margin-bottom:5px;color:var(--navy)}
form.lead input,form.lead select,form.lead textarea{width:100%;padding:12px 13px;border:1px solid #C7D1DE;border-radius:8px;font:inherit;background:#fff}
form.lead input:focus,form.lead select:focus,form.lead textarea:focus{outline:2px solid var(--blue);border-color:var(--blue)}
form.lead .hint{font-size:.8rem;color:var(--muted);margin-top:4px}
form.lead .btn{width:100%}
.hp{position:absolute;left:-5000px;width:1px;height:1px;overflow:hidden}
.sent{display:none;background:#E7F7EC;border:1px solid #9BD8AE;color:#145C2C;padding:14px 16px;border-radius:8px;margin-bottom:16px;font-weight:600}
.sent.show{display:block}
.disclaim{font-size:.8rem;color:var(--muted)}
/* footer */
footer{background:#071431;color:#B8C5D9;padding:48px 0 100px;font-size:.92rem}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px}
footer h4{color:#fff;margin:0 0 10px}
footer a{color:#fff}
footer .lic{color:#fff;font-weight:700}
footer .fine{border-top:1px solid rgba(255,255,255,.1);margin-top:30px;padding-top:18px;font-size:.78rem;color:#8C9AB0}
/* mobile call bar */
.callbar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:100;background:var(--navy);padding:10px 12px calc(10px + env(safe-area-inset-bottom));gap:10px;box-shadow:0 -6px 20px rgba(0,0,0,.25)}
.callbar a{flex:1;text-align:center;padding:14px 8px;border-radius:10px;font-weight:800;text-decoration:none;font-size:1.05rem}
.callbar .c{background:var(--orange);color:#fff}.callbar .t{background:#fff;color:var(--navy)}
@media (max-width:1000px){.g4{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}nav.main a:not(.btn){display:none}}
@media (max-width:760px){
 .logo img{width:210px}
 header.site .btn{display:none}
 .hero .wrap{padding:48px 20px 44px}
 .g4,.g3,.g2,.split,.area-cols,footer .cols,form.lead{grid-template-columns:1fr}
 .steps{grid-template-columns:1fr}
 .notice .wrap{grid-template-columns:1fr;text-align:left}
 .notice .ico{display:none}
 section{padding:52px 0}
 .callbar{display:flex}
 .btn-lg,.hero .btn-ghost{width:100%}
 .hero .btn-lg{font-size:1.15rem}
}
/* ---- guide ---- */
.guide-hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:56px 0 46px}
.guide-hero h1{font-size:clamp(1.9rem,4.4vw,3rem);line-height:1.1;margin:14px 0 12px;font-weight:900}
.guide-hero p{color:#D4DEEC;max-width:760px;font-size:1.12rem;margin:0 0 22px}
.crumbs{font-size:.85rem;color:#A9B8CF}.crumbs a{color:#fff}
.guide-body{max-width:880px;margin:0 auto}
.gsteps{list-style:none;padding:0;margin:0;counter-reset:g}
.gsteps>li{position:relative;padding:4px 0 26px 66px;border-left:3px solid var(--line);margin-left:22px}
.gsteps>li:last-child{border-left-color:transparent}
.gsteps>li:before{counter-increment:g;content:counter(g);position:absolute;left:-24px;top:0;width:44px;height:44px;border-radius:50%;background:var(--orange);color:#fff;font-weight:900;display:grid;place-items:center;font-size:1.15rem;box-shadow:0 0 0 5px #fff}
section.alt .gsteps>li:before{box-shadow:0 0 0 5px var(--bg)}
.gsteps h3{margin:6px 0 8px;color:var(--navy);font-size:1.25rem}
.gsteps p,.gsteps ul{margin:0 0 10px;color:#34445A}
.gsteps ul{padding-left:20px}
.gsteps .src{font-size:.82rem;color:var(--muted)}
.cta-band{background:var(--orange);color:#fff;border-radius:var(--r);padding:22px 26px;margin:6px 0 30px 22px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px}
.cta-band strong{font-size:1.2rem}
.cta-band .btn{background:#fff;color:var(--orange-d)}
.infobox{background:var(--blue-l);border:1px solid #BFD6F6;border-radius:var(--r);padding:20px 22px;margin:24px 0}
.infobox h3{margin:0 0 8px;color:var(--navy)}
.infobox p{margin:0 0 8px}
.warnbox{background:#FFF4EC;border:1px solid #FFC9A3;border-radius:var(--r);padding:16px 20px;margin:20px 0;font-size:.95rem}
.sources ol{padding-left:22px;color:#34445A;font-size:.95rem}
.sources li{margin-bottom:8px;word-break:break-word}
.guide-teaser .gsteps>li{padding-bottom:16px}
.guide-teaser .gsteps p{font-size:.97rem}
.guide-cols{display:grid;grid-template-columns:1fr 1fr;gap:0 40px}
@media (max-width:760px){.guide-cols{grid-template-columns:1fr}.gsteps>li{padding-left:44px;margin-left:20px}.cta-band{margin-left:0}}
/* ---- DFS quote hero ---- */
.hero .wrap{padding-top:52px}
.dfs-quote{margin:0 0 26px;max-width:980px;border-left:8px solid var(--orange);padding:4px 0 4px 26px}
.dfs-intro{color:#FFB27A;font-weight:800;font-size:clamp(1rem,1.6vw,1.2rem);letter-spacing:.01em;margin-bottom:8px}
.dfs-quote blockquote{margin:0}
.dfs-quote blockquote p{margin:0;color:#fff;font-weight:900;font-size:clamp(1.75rem,4.3vw,3.4rem);line-height:1.1;letter-spacing:-.01em;text-shadow:0 2px 14px rgba(0,0,0,.35)}
.dfs-src{display:inline-block;margin-top:10px;color:#C9D6EA;font-size:.85rem;font-weight:600}
.dfs-src:hover{color:#fff}
.hero h1{font-size:clamp(1.5rem,2.8vw,2.2rem);margin:0 0 10px}
.hero p.lead{font-size:1.08rem;margin-bottom:22px}
@media (max-width:760px){
 .alert{font-size:.82rem;padding:6px 10px}
 header.site .wrap{padding-top:6px;padding-bottom:6px}
 .logo img{width:190px}
 .hero .wrap{padding:22px 18px 30px}
 .dfs-quote{border-left-width:6px;padding-left:14px;margin-bottom:16px}
 .dfs-intro{font-size:.92rem;margin-bottom:6px}
 .dfs-quote blockquote p{font-size:1.6rem;line-height:1.15}
 .dfs-src{font-size:.78rem;margin-top:6px}
 .hero h1{font-size:1.3rem;margin-bottom:12px}
 .hero p.lead{display:none}
 .hero .ctas{gap:10px}
 .hero .btn-lg{padding:15px 18px}
 .hero .btn-ghost{padding:11px 14px;font-size:.92rem}
 .badges{margin-top:18px}
}
@media (min-width:761px){.hero .wrap{padding-top:34px;padding-bottom:44px}.hero h1{max-width:none}.dfs-quote{margin-bottom:20px}.hero p.lead{max-width:760px;margin-bottom:18px}.badges{margin-top:20px}}
@media (min-width:761px) and (max-height:820px){.hero .wrap{padding-top:22px;padding-bottom:30px}.hero p.lead{display:none}.dfs-quote blockquote p{font-size:clamp(1.75rem,3.6vw,2.9rem)}.hero h1{font-size:clamp(1.4rem,2.4vw,1.9rem)}.dfs-quote{margin-bottom:14px}}